Explore Terms Before Account Access
Our Terms & Conditions set the rules for opening, using, and closing your 18hoki account. Access or eligibility depends on local law, your location, and the details you provide during phone verification. You must keep login details private, submit accurate account data, and use only payment
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rails shown for your account, including DANA, OVO, GoPay, QRIS, virtual account, or bank transfer through available BCA, BRI, Mandiri, and BNI routes. A wallet or bank transaction can remain pending while we check account ownership, payment references, or a mismatch in submitted details. We may
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update these terms when our account process, policy wording, or local access conditions change. The current wording applies from its posted effective date, and continued account use after that date means you accept the revised conditions where local law permits. Contact us before continuing if any
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clause is unclear.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.